Overdraft Protection Options
It’s happened to the best of us. We live such busy lives that sometimes between the hustle and bustle of the day you forget to check your account balance. Or you make an honest mistake and forget about a purchase you made last week…we like to call that an “oops”. That’s why it’s a good idea to have an extra layer of protection to keep a tiny “oops” from turning into a giant “uh oh”.
When an “oops” happens and you make a purchase or withdrawal that exceeds your checking account balance, the difference will be transferred from your savings account (or up to four other share accounts) to fill in the gap. Overdraft Protection helps you rest easier knowing that your purchases are covered for a modest fee of $3.00 per transfer, much lower than a fee for NSF or the inconvenience and embarrassment of a denied transaction!
Sounds like the perfect addition to your account, right?
Courtesy Pay Protection
Courtesy Pay adds a safety net to your personal checking account. It’s our way of saying “We trust you.” If you don’t have enough money in your account to cover a transaction, we may cover the balance and trust you to pay us back in a timely matter. This option kicks in when all other overdraft options have been exhausted and is a last-resort privilege that can be withdrawn at any time.Go to main navigation