Loan Rates

Auto Loans
Effective Date: Tuesday, December 18th, 2018
Model YearTermAPR* as low asPmt Per $1,000
New 2019-2018 Up to 60 Months 3.59% $18.23
New 2019-2018 Up to 72 Months1 3.84% $15.57
Used 2018-2017 Up to 60 Months 3.69% $18.28
Used 2018-2017 72 Months2 3.94% $15.62
2016 Up to 60 Months 3.79% $18.32
2015-2014 Up to 60 Months 4.04% $18.43
2013-2012 Up to 48 Months 4.90% $22.98
2011-Older Up to 48 Months 5.99% $23.48
Collector Cars Up to 60 Months 4.59% $18.68
*APR=Annual Percentage Rate. Examples shown illustrate best rates. 184 month financing applies to vehicles $30,000 or more. 272  term for vehicles financed for $20,000 or more.

Recreational Vehicle Loan
Effective Date: Tuesday, December 18th, 2018
TermAPR* as low asPmt Per $1,000
New
Up to 72 Months 5.69% $16.43
Used
Up to 72 Months 6.19% $16.66
*APR=Annual Percentage Rate. Financing applies to RV's, boats and camping trailers of $30,000 or more.

Personal Loan
Effective Date: Tuesday, December 18th, 2018
TermAPR* as low as
24-60 Months 9.25%
*APR=Annual Percentage Rate. See a Loan Officer at either branch location for details.

Line of Credit
Effective Date: Tuesday, December 18th, 2018
TermAPR* as low as
Revolving 9.25%
*APR=Annual Percentage Rate. See a Loan Officer at either branch location for details.

Visa Credit Cards
Effective Date: Tuesday, December 18th, 2018
APR* as low asPmt Per $1,000
Visa Classic
14.90% 3% of card balance or $15, whichever is greater.
Visa Gold
12.90%  
*APR=Annual Percentage Rate.

All rates subject to change without notice.  Rates, terms, and conditions vary based on qualifications and collateral and are subject to change without notice.  All loans are subject to approval and eligibility and must fall within IECU guidelines.  Federally insured by NCUA.  IECU is an Equal Housing Lender.

Beat the Rate Program

Ask about our Beat the Rate program! If you find a loan rate better than ours, we may be able to beat it. Final rates must fall within CU guidelines.

In some cases, we can not always match the “special rates” offered by other institutions. The reasoning behind this is that we give equal consideration to all of our members’ financial needs. We offer the most competitive rates on deposits and loans without sacrificing one for the other. For example, the only way we could offer above market rates on Share Certificates would be to charge a higher rate on loans. This would not coincide with what makes a Credit Union unique which is “People helping People.” You should find our rates to be very competitive while still taking into consideration all of our members’ financial needs.

Go to main navigation