Go to main content 800-697-7728

800-697-7728| Hours & Locations | Switch to IECU | Find an ATM/Shared Branch |

Savings & Checking

Save with Us

Savings Account

MasterCard Debit Card

Overdraft Protection Options

Simplify your Spending

Say goodbye to a monthly checking account fee and say hello to your no-strings attached IECU checking account! With the benefits and simplicity you’re looking for to get the most out of your money, you’ll be able to manage your spending whenever and wherever is most convenient for you!

Loans & Credit Cards

Home Equity Line of Credit

All the Extras

Member Direct Financing

Skip A Pay

Lost/Stolen Cards

Loan Rates

Home Sweet Home

Whether you’re buying a new home, refinancing your current home or anything in between, we want you to feel right at home with the mortgage process. Take advantage of our step-by-step guidance to help compare rates and terms, calculate monthly payments, get you pre-approved and answer all your questions along the way!

Membership Features

ATMs & Shared Branches

M essage Pay

Telephone Banking

Pay and Get Paid Faster

Online Bill Pay

Direct Deposit/ACH

Zelle

The Ultimate in Convenience

IECU is constantly adding new resources to save you time and money to make your life easier with each transaction. With the IECU Mobile App, you can deposit checks just by taking a picture, view account balances, find free ATM locations and more!

Member Resources

Financial Calculators

Fraud Protection

In-Branch Services

Rates & Fees

Membership has its Benefits

Member Benefits

IECU Calendar

Credit Sense

Silver Dollar Seniors

Newsletter

Join IECU

Ready to become a member (and OWNER!) of IECU? We’d love to have you! We know how busy life can be, which is why we’ve made becoming a member as easy as possible!

Your IECU

Statement of Commitment for Diversity, Equity & Inclusion

Join IECU

Ready to become a member (and OWNER!) of IECU? We’d love to have you! We know how busy life can be, which is why we’ve made becoming a member as easy as possible!

Start my Application

Make a Payment

APPLY ONLINE

ONLINE BANKING LOGIN

Apply for a Credit Card Apply for a Mortgage Apply for a Loan

Birthday CD Special

UPDATE: Our Birthday CD's are sold out! Thank you to our members for taking part in our Birthday CD Special!

It's our 88th birthday, but the gift is for YOU! Celebrate with us by opening up a CD at our special birthday rate starting February 2, 2026.

Ready to open a CD? Stop by one of our branches or give us a call at (217) 528-2642!

Not a member yet? Apply here!

*Special rate of 4.17% APR applies to new Certificate of Deposit of $1,000.00 or more. Certificate is open for 8 months from open date. Terms and conditions apply and are distributed at time of account opening. Offer valid from February 2-13, 2026 or until maximum dollar amount set by ALCO has been reached.

Go to main navigation