Auto Loans

Simplify your Spending

Say goodbye to a monthly checking account fee and say hello to your no-strings attached IECU checking account! With the benefits and simplicity you’re looking for to get the most out of your money, you’ll be able to manage your spending whenever and wherever is most convenient for you!

Home Sweet Home

Whether you’re buying a new home, refinancing your current home or anything in between, we want you to feel right at home with the mortgage process. Take advantage of our step-by-step guidance to help compare rates and terms, calculate monthly payments, get you pre-approved and answer all your questions along the way!

**Finance Your Next Vehicle with IECU & Get $75 for Gas*!**

Buying a new car, truck, motorcycle, RV or other recreational vehicle? Finance your next vehicle with Illinois Educators Credit Union and receive a $75 gas gift card!

Whether you're buying your first vehicle, upgrading your daily driver or getting ready for your next road trip, IECU makes financing simple with competitive rates, flexible terms and convenient financing options.

Get more from your auto loan.

With an IECU auto loan, you can enjoy:

Competitive rates
Low monthly payments
100% financing available
Flexible terms to fit your budget
No penalty for early payoff
Simple interest calculated only on your outstanding principal
Pre-approvals available
Loan protection insurance available
Convenient financing directly through participating dealerships

Plus, get $75 for gas!

Ready to start shopping? Check out our Member Direct Financing program and finance your vehicle directly at the dealership of your choice.

Apply for an Auto Loan

Not a member yet? No problem!

You don't have to be an existing IECU member to get started. Apply online today and discover how easy financing your next vehicle can be.

Apply for Membership

Questions about getting started? Call or email us - we're here to help.

*Offer available to eligible Illinois Educators Credit Union members who open and fund a qualifying new auto loan with IECU during the promotional period. To qualify, the borrower must apply for, be approved for, and close a new auto loan with IECU and meet all applicable membership and lending requirements. The vehicle must be purchased or financed during the promotional period. Upon successful funding of the qualifying auto loan, the borrower will receive one $75 gas gift card. Limit one $75 gas gift card per qualifying auto loan. Gift card is not redeemable for cash and cannot be exchanged for another product or service.

Promotion is available to new and existing IECU members. New members must establish membership and meet all applicable eligibility requirements before the loan can be funded.The $75 gas gift card will be provided after the qualifying loan has been funded and all promotional requirements have been satisfied. Allow 10 business days for gift card fulfillment. IECU reserves the right to modify, extend, or discontinue this promotion at any time, subject to applicable law. Additional eligibility, membership, credit, underwriting, and loan requirements may apply. Approval is subject to IECU's standard lending criteria. This promotion does not guarantee loan approval or a particular interest rate.

IECU reserves the right to determine eligibility for this promotion and to resolve any promotional questions or disputes. Promotion period: October 2026 through January 2027.

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