Frequently Asked Questions

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Loan and Credit Questions
By what methods can I pay on my loan at IECU?
We know that every IECU member is different, which is why we offer a wide array...    [Read More]
Can the credit union give me a copy of my credit report?
No. The credit bureau does not allow us to give out copies of credit reports....    [Read More]
Do you have to be a member to apply for a loan?
While you don’t have to be a member to apply for a loan, you do have to...    [Read More]
Do you offer mortgages?
IECU is pleased to offer mortgages to our members with our partners at Members...    [Read More]
Does the credit union offer business loans?
IECU does not offer business loans at this time. 
Does the credit union offer student loans?
No, IECU does not offer student loans at this time. 
How can I apply for a loan?
Call us at 1-800-697-7728, apply online or stop by either of our branches! ...    [Read More]
How can I get a copy of my credit report?
The federal government requires that each of the three national credit-reporting...    [Read More]
How do I get pre-approved for a loan?
A pre-approval from IECU lets you be in control of your time, payment and deal...    [Read More]
How often should I get a copy of my credit report?
Because the federal government requires that each of the three national credit-reporting...    [Read More]
What is a signature loan?
A signature loan is a loan without material collateral, such as a car or home....    [Read More]
What type of loans do you offer?
We offer all different types of loans to our members!  We offer loans for...    [Read More]

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